DwnWthVwls

Can you be more specific? What do you think needs to be better clarified or explained in their term agreements?

So how do you feel about sugary cereal on the low shelves and McDonalds commercials?

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I don't got a god complex, you got a simple god...

Frownland

Where the cardholder doesn't understand the terms of their agreement. A couple of examples would be adjustable rates and mandatory spending terms. Then there's deceptive practice such as "innovative" APR calculations that leave out fees because they've outsourced those fees to a 3rd party (who the CC company pays on your behalf, of course).

Credit card companies aren't traditionally the most transparent businesses. They'll push an excited kid through a contract that they know they don't entirely understand. It's manipulative.

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Studies show that when a given norm is changed in the face of the unchanging, the remaining contradictions will parallel the truth.

Chula Vista

Neither will someday impact my ability to buy a home.

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“The fact that we live at the bottom of a deep gravity well,
on the surface of a gas covered planet going around a nuclear fireball 90 million miles away
and think this to be normal is obviously some indication of how skewed our perspective tends to be.”