Good way to improve your credit score.

grindy · 06-16-2018, 04:14 AM

Never been in debt, never bought anything with money I didn't have.
If I didn't have it, I didn't buy. Simple.
Suckers.

Trollheart · 06-16-2018, 10:13 AM

Quote:

Originally Posted by grindy

Never been in debt, never bought anything with money I didn't have.
If I didn't have it, I didn't buy. Simple.
Suckers.

#GrindysLifeLessons

OccultHawk · 06-16-2018, 10:43 AM

Quote:

Originally Posted by grindy

Never been in debt, never bought anything with money I didn't have.
If I didn't have it, I didn't buy. Simple.
Suckers.

Even cars?

grindy · 06-16-2018, 10:49 AM

Even cars.

OccultHawk · 06-16-2018, 10:55 AM

Quote:

Originally Posted by grindy

Even cars.

This song might cheer you up if you’re in debt and have wrecked your credit

Chula Vista · 06-16-2018, 10:57 AM

Quote:

Originally Posted by grindy

Even cars.

It's a shame that most folks can't take a ride on the same boat as you.

I'd wager that less than 2% of people are able to purchase cars outright with cash.

The other 98% have to lean on lending. Suckers.

**Frownland** · 06-16-2018, 11:16 AM

Experian, Equifax, and Transunion are legally required to give you a free copy of your credit report every year. Space all three of them out over the year to check for errors as they come. Here.

OccultHawk · 06-16-2018, 11:16 AM

My car wrecked my credit as much as anything. Repairs I couldn’t afford but couldn’t get to work without.

1) Automotive
2) Family Emergencies
3) Medical
4) Veterinary

Ugh

OccultHawk · 06-16-2018, 11:24 AM

Quote:

Originally Posted by Frownland

Experian, Equifax, and Transunion are legally required to give you a free copy of your credit report every year. Space all three of them out over the year to check for errors as they come. Here.

My advice to young people is to either accept they’re going to end up ****ed and just live or save. Good credit is good but actually accumulating wealth is the ticket. Live under your means and save every month.

I’m hesitant to even advise buying a home or investing in a degree.

Put it this way, I wouldn’t recommend buying a house you don’t really want just as an investment. Same with college.

Signed,

Worst Financial Advisor Ever

Chula Vista · 06-16-2018, 11:33 AM

We were very lucky in that we bought for $172K back in early 1998 when the bubble was taking a nap. Value sky rocketed over the next few years up to $500K until the crash of 2007-2008 when it plummeted by a quarter million bucks. Very slowly recovered and we sold this past March for over $300K more than we paid.

For every story like mine there's 9 others that don't turn out well at all.

Again, lucky. And grateful.

06-16-2018, 04:14 AM	#51 (permalink)
grindy . Join Date: Oct 2014 Location: . Posts: 7,201	Never been in debt, never bought anything with money I didn't have. If I didn't have it, I didn't buy. Simple. Suckers. __________________ *A smell of petroleum prevails throughout.*

06-16-2018, 10:49 AM	#54 (permalink)
grindy . Join Date: Oct 2014 Location: . Posts: 7,201	Even cars. __________________ *A smell of petroleum prevails throughout.*

06-16-2018, 11:16 AM	#57 (permalink)
Frownland SOPHIE FOREVER Join Date: Aug 2011 Location: East of the Southern North American West Posts: 35,541	Experian, Equifax, and Transunion are legally required to give you a free copy of your credit report every year. Space all three of them out over the year to check for errors as they come. Here. __________________ Studies show that when a given norm is changed in the face of the unchanging, the remaining contradictions will parallel the truth. d e a f b o x

06-16-2018, 11:16 AM	#58 (permalink)
OccultHawk one-balled nipple jockey Join Date: Dec 2010 Location: Dirty Souf Biatch Posts: 22,006	My car wrecked my credit as much as anything. Repairs I couldn’t afford but couldn’t get to work without. 1) Automotive 2) Family Emergencies 3) Medical 4) Veterinary Ugh __________________ 2016 2017 2018 2019 2020 Member of the Year & Journal of the Year Champion Behold the Writing of THE LEGEND: https://www.musicbanter.com/members-...p-lighter.html

06-16-2018, 11:33 AM	#60 (permalink)
Chula Vista Toasted Poster Join Date: Oct 2014 Location: SoCal by way of Boston Posts: 11,332	We were very lucky in that we bought for $172K back in early 1998 when the bubble was taking a nap. Value sky rocketed over the next few years up to $500K until the crash of 2007-2008 when it plummeted by a quarter million bucks. Very slowly recovered and we sold this past March for over $300K more than we paid. For every story like mine there's 9 others that don't turn out well at all. Again, lucky. And grateful. __________________ “The fact that we live at the bottom of a deep gravity well, on the surface of a gas covered planet going around a nuclear fireball 90 million miles away and think this to be normal is obviously some indication of how skewed our perspective tends to be.”