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Old 11-14-2019, 12:01 PM   #66021 (permalink)
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Not at all!!! Find yourself a good tax guy and spend the $200 or so it'll cost you.

You can deduct all of the interest part of your monthly mortgage payments come tax time. For the first years you're paying mostly interest so it's a massive savings.

Also, keep ALL receipts and docs for anything house related. A good tax guy will find all kinds of ways to minimize how much income you're taxed on each year.

Even 15 years into our mortgage we were getting thousands back from the gov. each year.

The government loves people who own property.
Just ask Trump!
Oh okay, good ****. Appreciate the advice!
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On this one your voice is kind of weird but really intense and awesome
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Old 11-14-2019, 12:34 PM   #66022 (permalink)
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Oh okay, good ****. Appreciate the advice!
Also, if the home values start to drop in your area you may be able to depreciate your home value and write that off as a loss.

This is the #1 legal way that Trump avoids paying taxes. He writes off millions a year off in losses on all of his properties.
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Old 11-14-2019, 12:40 PM   #66023 (permalink)
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Also, if the home values start to drop in your area you may be able to depreciate your home value and write that off as a loss.

This is the #1 legal way that Trump avoids paying taxes. He writes off millions a year off in losses on all of his properties.
Interesting to keep in mind. However the area we are moving into is growing tremendously and home values are skyrocketing. Our $180,000 home sold for $130,000 just 8 years ago! They did a lot of updates but that's still a huge jump in price
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Originally Posted by The Batlord View Post
On this one your voice is kind of weird but really intense and awesome
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Old 11-14-2019, 12:53 PM   #66024 (permalink)
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Interesting to keep in mind. However the area we are moving into is growing tremendously and home values are skyrocketing. Our $180,000 home sold for $130,000 just 8 years ago! They did a lot of updates but that's still a huge jump in price
We bought our home in 1998 for $172K, right before the bubble and then subsequent 07-08 crash. Fortunately things rebounded and we sold early last year for $490K - when all was said and done me and Linda each walked away with $140K tax free cash in our pocket.

I can't stress enough about finding a good tax person. You just made the biggest investment you'll probably make in your life. Put it in good hand$.
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and think this to be normal is obviously some indication of how skewed our perspective tends to be.”
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Old 11-14-2019, 03:22 PM   #66025 (permalink)
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this math homework tonight is some bull****ttt

tedious fractions just to be tedious
Buy a dog, get it to eat your homework and then you'll be a bona fide cliche. (And don't forget a bona for a-Fido!)
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Shortly after venting about the homebuying process a couple days ago here, we got some very good news from a different lender who was willing to give us a similarly sized pre-approval despite still being unable to confirm my wife's credit. Two days ago we went out looking at houses, and one was so dramatically better than the rest for the same price that we decided to pretty much immediately go all-in and put in an offer on it.

Which was accepted last night!

So pending inspection, we are officially home owners
Congrats. Now as Batty would surely say, rent it out as a brothel and start raking in that cash!
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You should be learning a new skill, elphenor. Don't waste your time with art.
Haven't you heard? Art is dead, buy his ****. So become a dealer in turds.
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Old 11-14-2019, 06:07 PM   #66026 (permalink)
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Originally Posted by Chula Vista View Post
We bought our home in 1998 for $172K, right before the bubble and then subsequent 07-08 crash. Fortunately things rebounded and we sold early last year for $490K - when all was said and done me and Linda each walked away with $140K tax free cash in our pocket.

I can't stress enough about finding a good tax person. You just made the biggest investment you'll probably make in your life. Put it in good hand$.
I wish I had the money to think about this stuff.

I did sweet talk the temp agency into giving me a good position that's only a thirty minute walk from where I'm living.

She was kind of condescending telling me that the winter is coming and she doesn't think I'll be able to walk the 30 minutes in the cold and I reminded her that they had me working at the airport where I had a 2 hour and 6 mile walk home every night in the cold.
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Lucem, you're right, it's silly to talk about what I would or wouldn't do IRL. Glad you brought it up. Maybe you should write an instrumental about it. I recommend a piano paired with a clarinet. With ambient sounds of you hanging from your shower curtain you ****ing failure.

Art Is Dead. Buy My ****.
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Old 11-14-2019, 06:09 PM   #66027 (permalink)
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I wish I had the money to think about this stuff.

I did sweet talk the temp agency into giving me a good position that's only a thirty minute walk from where I'm living.

She was kind of condescending telling me that the winter is coming and she doesn't think I'll be able to walk the 30 minutes in the cold and I reminded her that they had me working at the airport where I had a 2 hour and 6 mile walk home every night in the cold.
Invest in a cheap bike from a pawn shop bro
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Old 11-14-2019, 06:14 PM   #66028 (permalink)
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Originally Posted by Trollheart View Post
Haven't you heard? Art is dead, buy his ****. So become a dealer in turds.
I stole that from a Buttress shirt.

She had that, which is awesome, and another one that said, "Life is absurd, I'm gay as ****".
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Lucem, you're right, it's silly to talk about what I would or wouldn't do IRL. Glad you brought it up. Maybe you should write an instrumental about it. I recommend a piano paired with a clarinet. With ambient sounds of you hanging from your shower curtain you ****ing failure.

Art Is Dead. Buy My ****.
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Old 11-14-2019, 06:15 PM   #66029 (permalink)
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Invest in a cheap bike from a pawn shop bro
Probably should, but won't need it here. I'll enjoy the 30 minute walks, to be honest.
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Lucem, you're right, it's silly to talk about what I would or wouldn't do IRL. Glad you brought it up. Maybe you should write an instrumental about it. I recommend a piano paired with a clarinet. With ambient sounds of you hanging from your shower curtain you ****ing failure.

Art Is Dead. Buy My ****.
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Old 11-14-2019, 06:27 PM   #66030 (permalink)
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It's really weird how excited I am for another bull**** warehouse job but I'm really really happy that they let me take this.
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Lucem, you're right, it's silly to talk about what I would or wouldn't do IRL. Glad you brought it up. Maybe you should write an instrumental about it. I recommend a piano paired with a clarinet. With ambient sounds of you hanging from your shower curtain you ****ing failure.

Art Is Dead. Buy My ****.
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