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Old 11-21-2018, 03:58 PM   #57781 (permalink)
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Originally Posted by Oriphiel View Post
Pretty sure that if they can't straight up garnish your paychecks then all they can do is call you relentlessly and hope that you pay up.
I have over 100 blocked numbers from collection agencies

Never talk to them

They can’t do ****
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Old 11-21-2018, 03:59 PM   #57782 (permalink)
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Originally Posted by Dharma & Greg View Post
Something tells me your credit score violates the Geneva Convention.
**** good credit

Getting free **** is way better than getting a special number
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Old 11-21-2018, 04:01 PM   #57783 (permalink)
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Doesn't that **** **** with your ability to get an apartment? I don't care about a mortgage for a house but...
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There is only one bright spot and that is the growing habit of disgruntled men of dynamiting factories and power-stations; I hope that, encouraged now as ‘patriotism’, may remain a habit! But it won’t do any good, if it is not universal.
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Old 11-21-2018, 04:05 PM   #57784 (permalink)
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Originally Posted by Dharma & Greg View Post
Doesn't that **** **** with your ability to get an apartment? I don't care about a mortgage for a house but...
Nope

First and last plus a deposit

Credit check apartments are scams

I don’t play that ****
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Old 11-21-2018, 04:08 PM   #57785 (permalink)
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Originally Posted by OccultHawk View Post
Credit check apartments are scams

I don’t play that ****
So you've stopped using money as well?
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Old 11-21-2018, 04:11 PM   #57786 (permalink)
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They wont garnish your wages over medical bills. Mine hasn't counted against my credit score whatsoever.

But dont listen to me I actually dont know anything
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Old 11-21-2018, 04:12 PM   #57787 (permalink)
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Gonna jump off a roof real quick be right back or in a few hours.
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Originally Posted by J.R.R. Tolkien
There is only one bright spot and that is the growing habit of disgruntled men of dynamiting factories and power-stations; I hope that, encouraged now as ‘patriotism’, may remain a habit! But it won’t do any good, if it is not universal.
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Old 11-21-2018, 04:21 PM   #57788 (permalink)
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So you've stopped using money as well?
If I need a new place I’ll pay first and last plus a deposit

Like I said
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Old 11-21-2018, 04:29 PM   #57789 (permalink)
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Originally Posted by OccultHawk View Post
If I need a new place I’ll pay first and last plus a deposit

Like I said
Pay as in money?
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Old 11-21-2018, 04:29 PM   #57790 (permalink)
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Originally Posted by elphenor View Post
oh and I owe 1k in medical bills and time is about up I can't just ignore it anymore they will sue me or whatever collection agencies do, and that's depressing
Go over the bills carefully. A lot of times they try to screw you and charge like $80 for an aspirin or $200 for a bag of saline.

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Originally Posted by Dharma & Greg View Post
Sell them your organs.
Or someone else's.




And OccultHawk is right, credit scores don't matter unless you plan to borrow money from banks. As long as you have cash on hand and a stream of revenue, you can get by perfectly fine.

I sometimes listen to the Dave Ramsey radio show, where he counsels people on money. He has supposedly helped over 10,000 people become millionaires [or some sh!t like that]. He says that he has a credit score of 0, so he couldn't get a car loan if he wanted to, but he has enough money in the bank to buy a car outright, thousands of times over.
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