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Old 09-17-2018, 11:14 PM   #55731 (permalink)
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Originally Posted by OccultHawk View Post
Get Linda registered and let’s get her take.
She's got a real life. Unlike me and you. I've been a member here for almost 4 years and have been catching **** over some of the stuff I post since day one.
Yet, NONE of it has come back to bite me or others in the butt in all that time. Well, unless we factor in the constant bites I get from the tin foil faction here.

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“The fact that we live at the bottom of a deep gravity well,
on the surface of a gas covered planet going around a nuclear fireball 90 million miles away
and think this to be normal is obviously some indication of how skewed our perspective tends to be.”
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Old 09-17-2018, 11:26 PM   #55732 (permalink)
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*Chula looks in one direction then crosses the street*
*gets to the other side without getting hit by a car*
Chula: "Told you, paranoid losers! You don't have to look both ways before crossing the street!"
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Old 09-17-2018, 11:27 PM   #55733 (permalink)
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I think you're just getting the piss taken outta you mate. I think the deepest the MB state goes is into the Chinese murder cult that secretly runs this joint.
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Originally Posted by elphenor View Post
I don't want to rec you anything, I want you to stop posting actually
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Old 09-17-2018, 11:28 PM   #55734 (permalink)
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I'm just waiting for him to fall asleep tbh. We'll see who's laughing in the morning.
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Old 09-17-2018, 11:32 PM   #55735 (permalink)
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MB trying to rob me:

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“The fact that we live at the bottom of a deep gravity well,
on the surface of a gas covered planet going around a nuclear fireball 90 million miles away
and think this to be normal is obviously some indication of how skewed our perspective tends to be.”
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Old 09-17-2018, 11:34 PM   #55736 (permalink)
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So you're saying that you're a child?

The regulars are most likely not a threat to you, but this is a public forum. Laugh at the idea of caution but it's good advice to err on that side my dude.
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Old 09-17-2018, 11:43 PM   #55737 (permalink)
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Originally Posted by Frownland View Post
So you're saying that you're a child?
Worse- he's saying he's Macaulay Culkin.
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I don't want to rec you anything, I want you to stop posting actually
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Old 09-17-2018, 11:45 PM   #55738 (permalink)
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Originally Posted by Frownland View Post
So you're saying that you're a child?
No, that the potential robbers are idiots.

MB:

Be careful, you might just win the lottery.
Be careful, you might just go down in a plane crash.
Be careful, you might just get that Vegas weekend with Jenna Haze.

The day I start worrying about what I post on MB and how it could screw me because of the "public" aspect of the forum, is the day I go full on Howard Hughes.
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“The fact that we live at the bottom of a deep gravity well,
on the surface of a gas covered planet going around a nuclear fireball 90 million miles away
and think this to be normal is obviously some indication of how skewed our perspective tends to be.”
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Old 09-17-2018, 11:48 PM   #55739 (permalink)
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Yup. Everyone but you is just stupid and paranoid. You enjoy your night Chu Tang.
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Old 09-18-2018, 01:19 AM   #55740 (permalink)
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Which goes to the $45K. Sherri and Scott are in escrow on their first home. They put a ton of money down from their savings. They wanted to put another $100K down but the rest of their savings are pure cash and not in an FDIC bank. So we came up with a plan.

Federal law allows you to gift a maximum of $15K a year to family members. So Linda and I each gave Sherri, Scott, and the new grandkid the max for a total of $90K as a gift towards their home purchase. This will save them about $600 a month on their mortgage payments.

You do realize that there is a total lifetime gift tax exemption of of $11.18 million beginning in 2018? In other words, you could give 2 million to just your daughter today and it would count towards your lifetime exemption. As long as your total estate is less than 11.18 million, you are in the clear (but if it was say, 12 million, than you would have taxes drawn on the amount over 11.18). I can get into more specifics if you like.

But, if you are giving them a gift to a person, and specifically state, as you did here, that it is for a house, then it is no longer a gift and you can be taxed because it is not a gift. A gfft would be more something like, say you gave a set amount to a person and they bought a car. You didn't tell them what to do with the money or talked about how it was to be used, you just gave it to them because you value them. So, I would take that bit out of your statements in the future unless you want the IRS knocking at the door. Or if you are tipped off to the IRS by someone. Just a bid of advice (and yes, I do know alot about American tax law. But gift laws work the same in several countries ). Just some advice. Take it as you want.

Last edited by Lilja; 09-18-2018 at 11:21 PM.
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