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Chula Vista 09-17-2018 03:24 PM

Damn. Based on the forms I had to fill out this morning they've determined I'm not mentally defective enough at the moment to be accepted into the dual treatment program. Instead they're referring me to one of their other outpatient clinics.

I should have asked some of you to give me letters of recommendation before I went this morning....

Pssst: Wanna see what $45K in cash looks like? (combo of $100, $50, and $20 dollar bills)

OccultHawk 09-17-2018 03:28 PM

Quote:

Pssst: Wanna see what $45K in cash looks like? (combo of $100, $50, and $20 dollar bills)
__________________
Why? Is that how much you lost on your Winnebago?

The Batlord 09-17-2018 03:29 PM

Quote:

Originally Posted by Chula Vista (Post 1997726)
Based on the forms I had to fill out this morning they've determined I'm not mentally defective enough at the moment to be accepted into the dual treatment program.

If you want you can list me as a reference.

Chula Vista 09-17-2018 03:47 PM

Quote:

Originally Posted by OccultHawk (Post 1997728)
Why? Is that how much you lost on your Winnebago?

Got back 66% of what I paid on the Winny funny guy.

The Batlord 09-17-2018 03:56 PM

Quote:

Originally Posted by Chula Vista (Post 1997726)
Pssst: Wanna see what $45K in cash looks like? (combo of $100, $50, and $20 dollar bills)

If it'll stop your narcissistic, insecure boasting.

OccultHawk 09-17-2018 04:16 PM

Quote:

Originally Posted by Chula Vista (Post 1997738)
Got back 66% of what I paid on the Winny funny guy.

That’s 34% depreciation in Florida.

Chula Vista 09-17-2018 04:58 PM

Quote:

Originally Posted by OccultHawk (Post 1997743)
That’s 34% depreciation in Florida.

Yup. RV's depreciate more than cars once you drive them off the lot. Think of it this way. If Linda and I had never split up we'd have not sold the house - and not each pocketed a ton of profit from the sale. Profit that allowed me to buy the RV with cash I never expected to have in the first place.

As of today we're back together, getting along better than we had in over a decade, and even after all of the expenses from the split, each still have a ton of money in savings. Massive net gain for both of us.

Which goes to the $45K. Sherri and Scott are in escrow on their first home. They put a ton of money down from their savings. They wanted to put another $100K down but the rest of their savings are pure cash and not in an FDIC bank. So we came up with a plan.

Federal law allows you to gift a maximum of $15K a year to family members. So Linda and I each gave Sherri, Scott, and the new grandkid the max for a total of $90K as a gift towards their home purchase. This will save them about $600 a month on their mortgage payments.

We each get paid back in cash which we can't deposit until after they close escrow, and in increments of no more than $10K on any given day. More than that and the banks are obligated to report it to the IRS.

TLDR;

$45K in cash. 450 twenties, 310 hundreds, and 100 fifties. I feel like I'm living a tiny scale episode of Ozark. :p:

https://i.imgur.com/tifkV7b.jpg

Frownland 09-17-2018 05:14 PM

Quote:

Originally Posted by Chula Vista (Post 1997752)
Federal law allows you to gift a maximum of $15K a year to family members without a gift tax.

Important distinction. You could buy your daughter's whole house for her if you wanted.

Mindy 09-17-2018 05:15 PM

Chula Vista, cool money. bet thatd buy a lot of mac n cheese :o:

Key 09-17-2018 05:20 PM

Quote:

Originally Posted by Mindfulness (Post 1997759)
Chula Vista, cool money. bet thatd buy a lot of mac n cheese :o:

My first thought as well. Also there's something rather odd about someone posting a stack of money on an internet forum.


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