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Old 04-06-2018, 08:19 PM   #49681 (permalink)
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Got approved for my first credit card today, working on building my score from 0. Ticking off new years resolutions one by one
They’re more addictive than crack.
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Old 04-06-2018, 08:31 PM   #49682 (permalink)
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They’re more addictive than crack.
I'm so excited thinking about all the things I want to buy that I'll have to force myself not to. Nah for real though I'm responsible with my money.
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Old 04-06-2018, 08:38 PM   #49683 (permalink)
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So was I many moons ago...
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Old 04-07-2018, 06:29 AM   #49684 (permalink)
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I never was. I ended up with large bills for five credit cards, plus eternally "topped-up" loans that in the end ran to something like 25K. I was so happy the day I paid off the last one. Never again. Not that anyone would give me a credit card or loan these days, but if I was offered I'd refuse. Not going through all that again!

You know the advice: only buy what you can afford to pay back next month? Yeah, totally ignored that and went on such a spending spree. God help me.
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Old 04-07-2018, 06:34 AM   #49685 (permalink)
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I never was. I ended up with large bills for five credit cards, plus eternally "topped-up" loans that in the end ran to something like 25K. I was so happy the day I paid off the last one. Never again. Not that anyone would give me a credit card or loan these days, but if I was offered I'd refuse. Not going through all that again!

You know the advice: only buy what you can afford to pay back next month? Yeah, totally ignored that and went on such a spending spree. God help me.
25k
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Old 04-07-2018, 08:42 AM   #49686 (permalink)
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It’s real easy to do. In Florida the go to move is bankruptcy. They have to leave you with 4 grand worth of ****.

Anyway, it’s raining here which isn’t at all unusual but usually the rain is at least tepid but the rain today is thick and super cold (by our standards). When I took my dog out it felt like if you were soaked in it for a few hours you could get hypothermia. This city has a few churches that serve as emergency shelters when the temperature drops but I don’t think they’re open. I hope the homeless aren’t freezing out there. I didn’t see any when I was walking my dog. There’s an abandoned ship yard and I think three (two I know for sure) shantytowns in the woods with tents and tarps. I guess that’s where they’re at.
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Old 04-07-2018, 08:13 PM   #49687 (permalink)
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finally wearing my new smart watch again.got the classic background/face.the second hand going around is yellow,kind of like the az tea im drinking i got the nsa supermarket in groton. listened to this new drake song a lot today. **** is bangin..

oatmeal is underated, its got alot of sugar in it and it taste great

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Old 04-08-2018, 06:31 AM   #49688 (permalink)
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25k
Yeah I know. Started off at 5K, then when that dropped to the last say thousand they send you a letter asking if you want a "top up" loan? They neglect to tell you that you're signing up for another five year loan (I know, I was stupid) and dickbrain here jumps at it. Soon it's 10K you owe and then with interest and all it just spirals from there. At one point I was paying almost a quarter of my monthly wage in loan payments (500 odd Euro out of about 2000). And the worst thing was, most of the time I didn't need the money for anything, but it was like someone saying "go on, you can have it. It will only cost you an extra fifty a month (and add five more years onto your repayment time"). Took me about 20 years to get finally cleared.
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Old 04-08-2018, 08:48 AM   #49689 (permalink)
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Today’s To Do
Walk Dog Check
Put Coolant in Car Check
Eat Breakfast at Buffet Check
Curl Up With Dog Check
Take Xanax
Read Post Music Sleep
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Old 04-08-2018, 08:57 AM   #49690 (permalink)
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Originally Posted by OccultHawk View Post
Today’s To Do
Walk Dog Check
Put Coolant in Car Check
Eat Breakfast at Buffet Check
Curl Up With Dog Check
Take Xanax
Read Post Music Sleep
another upside to be crusty.

What dog do you have mate?
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