Yea, I just checked prices and a 64gb at $99 doesn't seem bad at all.

Major hard drive failure
 

I didn't update my anti virus software for a while and my hard drive got killed.

I lost all my music and all my band stuff, it's mega bad.

Kids, always backup you stuff!!!!

I assume you had a spearate hard drive for your porn stash though..?

I think 4 gigs of RAM is the normal nowadays and if it isn't then it should be.

You really have 12 gigs of RAM? that seems highly unnecessary. There isn't enough multi-tasking in the world to warrant that.

Ever tried heavy multitrack audio editing? :D.

Negative

so 12 gigs is normal for that type of stuff?

12 gigs is actually overkill for my needs. Even in a project where I have like 10 different synths running, 50+ different instances of plugins, tons of samples being sequenced, etc... I still don't top out.
The only reasons I got 12 gigs was because I wanted to run in triple channel mode with more than 6 gigs, which is either 6 or 12 or up, in multiples of 3 physical sticks at the usual 2 or 4 gigs per stick... and also because I won't have to worry about adding more RAM for a very, very long time. The type of RAM I bought is gaming performance RAM that overclocks to 1600mhz stable, so I have a lot of options and overhead. Also, if one or more of the sticks go out, I still have remaining RAM that will beast mode in the interim.
I built the PC myself, and it's a beast that can--and will--handle anything I throw at it for a lot of years. I basically future-proofed my PC. I don't like the idea of having to upgrade an entire system every several years.

Naah, it's a bit overkill but memory doesn't get cheaper when it gets older older and 4gb wouldn't be enough in some cases.
Same goes for HD video editing. You're not going to manage to do that with 4gb of ram. 8, at least. And preferrably an SSD ...

what is SSD? I have seen that mentioned in custom builds but top end ones.

Solid State Drives?

yep, you install your vital programs on it and stuff loads fast.