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View Poll Results: Hey. Did you just grab my ass?
Yes... 30 34.48%
From where I'm standing that is a physical impossibility 26 29.89%
Sh...Should I? 31 35.63%
Voters: 87. You may not vote on this poll

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Old 02-08-2013, 06:53 PM   #11061 (permalink)
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Quote:
Originally Posted by LoathsomePete View Post
I was looking at buying a new mid-range gaming PC on installed payments through Bill Me Later, but I don't have enough credit history for them to allow it. I really don't like using my credit card, and only ever use it on small items like fast food and the occasional bar tab, and while I do make my monthly payments so I don't fall behind, I also don't grow anything. It's a shame too cause one of the PC's I was looking at was relatively cheap (Under $700) and could play everything I want it to. I hate how important credit is these days, and the fact that I really haven't done anything to build mine despite living a relatively easy life these last few years.
How long have you had the credit card? If you've had it for a while and haven't missed any payments, you should have no trouble getting approved, but I don't know the standards for the particular store's plan.

Also, does the Bill Me Later thing have no (or low) interest or something? If not, I don't see the difference between going that route over putting it on your card unless you have a low limit, in which case being too close to it is bad for your credit regardless of never missing a payment.
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Old 02-08-2013, 07:26 PM   #11062 (permalink)
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Quote:
Originally Posted by Freebase Dali View Post
How long have you had the credit card? If you've had it for a while and haven't missed any payments, you should have no trouble getting approved, but I don't know the standards for the particular store's plan.

Also, does the Bill Me Later thing have no (or low) interest or something? If not, I don't see the difference between going that route over putting it on your card unless you have a low limit, in which case being too close to it is bad for your credit regardless of never missing a payment.
I've had my card for about 6 years now and while I haven't missed payments, my limit is only $500. I've been meaning to go into the bank and have them up it, but as I said, I only use the thing for small purchases so it's not really top on my priority list. I'll probably just end up using my tax return to buy my new PC, but if nothing else this has definitely gotten my ass in gear to get my credit situation to a better place, and not a moment to soon as my career prospects relies on having a steady credit history.
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Old 02-08-2013, 09:51 PM   #11063 (permalink)
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Quote:
Originally Posted by LoathsomePete View Post
I've had my card for about 6 years now and while I haven't missed payments, my limit is only $500. I've been meaning to go into the bank and have them up it, but as I said, I only use the thing for small purchases so it's not really top on my priority list. I'll probably just end up using my tax return to buy my new PC, but if nothing else this has definitely gotten my ass in gear to get my credit situation to a better place, and not a moment to soon as my career prospects relies on having a steady credit history.
Um... 6 years without a missed (or late) payment = good credit, regardless of your limit. Something is wrong with this picture. You should have no problem doing Bill Me Later.
Also, with that kind of track record, you can (and should) easily ask the CC company to increase your limit. Not because you want to buy more stuff, but because it's beneficial to your FICO score.

I'm serious. Monday, call your CC company and tell them you want a limit increase. If they turn you down, then something is wrong here. Normally CC companies do this sort of thing automatically with your kind of history. I'm pretty surprised you've had a 500 limit for 6 years, honestly. That's rare, to put it mildly.
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Old 02-09-2013, 01:10 AM   #11064 (permalink)
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Quote:
Originally Posted by musicbanter bull****
This forum requires that you wait 15 seconds between searches. Please try again in 1 seconds.
FUCK YOU I DON'T HAVE ONE SECOND TO SPARE NOW I HAVE TO CLICK THE BUTTON AGAIN. CUNT. What's the purpose of the 15 second wait anyway?
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Last edited by Frownland; 02-09-2013 at 01:20 AM.
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Old 02-09-2013, 01:17 AM   #11065 (permalink)
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Quote:
Originally Posted by Frownland View Post
**** YOU I DON'T HAVE ONE SECOND TO SPARE NOW I HAVE TO CLICK THE BUTTON AGAIN. ****. What's the purpose of the 15 second wait anyway?
don't strain yourself clicking that button twice, that's a tough one..

for that matter why is it that in some sites they make you type some scrambled code?

i think it's to purposely to piss you off
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Old 02-09-2013, 07:35 AM   #11066 (permalink)
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Quote:
Originally Posted by Frownland View Post
FUCK YOU I DON'T HAVE ONE SECOND TO SPARE NOW I HAVE TO CLICK THE BUTTON AGAIN. CUNT. What's the purpose of the 15 second wait anyway?
Oh I hated that to no end. I don't know why it's like that but mods don't have to deal with it. I can refresh the New Posts page 1000 times in a minute without the delay.
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Old 02-09-2013, 08:32 AM   #11067 (permalink)
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Actually, I just figured out a loophole around it this morning! Open mb in two windows, do the search in one, wait the fifteen seconds, and do the search in the second window with the search results still open in the first one. Then you can do it without waiting.
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Old 02-09-2013, 09:49 AM   #11068 (permalink)
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Originally Posted by appleghost View Post
We had a discussion in class today about the existence of god, and the question of why god doesn't stop evil things from happening.
I (being the one who doesn't believe in any deity) argued that an all-loving, all powerful god would be a paradoxal douchebag to not help innocent children from being tortured and molested, even though he/she has given us free will.
The answer to this was that "What separates us from animals is that they only act on instinct, while we have the gift of free will", followed by a gigantic wave of applause, as well as the teacher telling us class was over, leaving me as the loser of the debate.
Just tell them that for him to be an all knowing/all powerful deity that it's logically impossible for you to have free will.
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Old 02-10-2013, 01:53 AM   #11069 (permalink)
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I'm a part of a Craigslist-type group that posts local 'classifieds' on Facebook. There are around 30k members, and this is not a huge area, so it's seriously very well-known around here.

My bitch is that people sell their ****ing guns on there, and we're not just talking hunting rifles, shotguns, that ****. I can't go five posts without seeing someone selling a goddamned AK47, and guess what? Police are FULLY aware of this page, and actually participate themselves and are apparently completely indifferent to this.

What in the **** is wrong with this world? Someone tries to sell drugs online, they're incarcerated immediately. Granted, that is stupid to try to do. Someone tries to sell a goddamned AK-47 with ammo, or trade it for a four wheeler, and cops are bidding on it. Hell, cops are probably selling some of the **** like that.

Someone was even selling essentially a sniper rifle a few weeks back.

This makes me very unhappy. Also, my sister's school was on lockdown a few days ago, because they found several shells in the hallway of the middle school. I live in a teeny town of about 2000 people, and crime is pretty much nonexistent...aside from a home invasion which ended in the robber nearly being decapitated with a machete, but I digress...

Something really needs to be done, but I don't even know where to start. One lady a year ago tried to show the risks of our school's current security by taking a handgun into a school board meeting (unloaded and no ammunition on her) just to prove a point. I mean, she was definitely arrested, but it doesn't seem like anyone got the point.

She had no ill intent whatsoever, and the local media only reported that some crazy bitch brought a gun into a school board meeting and was arrested...but the lady in question is very well-educated, and (although she definitely shouldn't have done things the way she did) was trying to make a point, which was completely lost in the way it was covered in the media.

I don't know. Just ranting, I guess.
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Old 02-10-2013, 09:48 AM   #11070 (permalink)
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I always enjoy your stories ThePhanastasio!

I am back from being in hospital again. I had Dystoinia which caused all my muscles tensed up, my throat and tongue was swollen. I was struggling to breathe and was talking really strangely because my jaw kept locking up. Luckily the doctors worked it out and injected me with a muscle relaxant. So glad it's over, I wouldn't wish on even my worst enemy!
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