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Old 01-24-2017, 11:23 PM   #1351 (permalink)
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Refis change every day and there are several ways to get a lower rate.
Tell me oh wise home owner. I was getting offers left and right leading up to the election with 60 day lock in rates (normally 30 is the max.) because, again, lenders were worried and wanted to secure some business.

From a recent LA Times article:

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For prospective home buyers, higher interest rates already are here.

Mortgage rates tend to rise and fall along with the yield on 10-year Treasury notes. Those yields have jumped lately, and mortgage rates have gone along for the ride.

The week before the election, the interest rate on a standard 30-year mortgage averaged 3.54%. Two weeks later, mortgage rates had jumped to an average of 4.03%, according to government-backed mortgage buyer Freddie Mac.

The sudden increase has cooled the market for mortgage refinancing and is likely pushing some prospective home buyers to rethink how much house they can afford.

The number of customers looking to refinance loans dropped almost immediately once rates started to climb, said Dave Norris, chief revenue officer of Orange County mortgage lender LoanDepot. “Within 24 hours of a rate increase, we’ll see a drop in refinancing,” he said.

When mortgage rates are low and dropping, refinancing activity rises as homeowners look to replace higher-rate loans with cheaper ones. With rates now headed the other way, refinancing activity is expected to drop off in 2017, according to the Mortgage Bankers Assn.
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Old 01-24-2017, 11:26 PM   #1352 (permalink)
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You are aware that I've been in the mortgage industry for seven years, right?
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Old 01-24-2017, 11:31 PM   #1353 (permalink)
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You are aware that I've been in the mortgage industry for seven years, right?
So what. Did you read the LA Times article I quoted before replying?
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Old 01-24-2017, 11:34 PM   #1354 (permalink)
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We'll have to wait and see.
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Old 01-24-2017, 11:37 PM   #1355 (permalink)
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We'll have to wait and see.
Yes. I'm not talking short term like 30-45 days but longer term like 6-12-18 months. History has shown to never judge an economic tide based on the short term.
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Old 01-25-2017, 05:42 AM   #1356 (permalink)
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Donald Trump is expected to sign executive orders this week to prevent Syrian refugees and Muslim immigrants from entering the United States.
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Old 01-25-2017, 08:39 AM   #1357 (permalink)
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Two infringements on the first amendment? He done.
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Old 01-25-2017, 08:53 AM   #1358 (permalink)
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The Prez is allowed to ban immigrants from specific countries. I've not seen the proof that he's actually banning Muslims yet.
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Old 01-25-2017, 09:01 AM   #1359 (permalink)
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Tfw banning immigration from Muslim countries is obviously fueled by Islamaphobia.
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Old 01-25-2017, 09:04 AM   #1360 (permalink)
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Fear of radical Islam and generally limiting immigration. Seems like the kind of thing a President should do.
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