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The most usual way of begging here is for people to come up to your car when it's at a stop light. What's unlucky for this type of begging is just how difficult it is to get a coin out of your pocket when you're sitting down with a seatbelt on. TBH, I almost never try any longer.
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That is very common here. Those folks are fearless. A problem for them (among many) these days, is people typically pay with cards everywhere. Having coins on hand is rare, from my experience.