Originally Posted by Chula Vista

Actually it's better to have some debt and pay it off monthly, on time. Weird but true. Never being late on a payment is a huge factor in your credit rating.

Originally Posted by J.R.R. Tolkien

There is only one bright spot and that is the growing habit of disgruntled men of dynamiting factories and power-stations; I hope that, encouraged now as ‘patriotism’, may remain a habit! But it won’t do any good, if it is not universal.