Regarding the validity of capitalism: any system is hackable. It's just like the cyberwars - a never ending arms race between vulnerability patches and vulnerability exploits. Law is pretty similar between law makers and loophole hackers, and the longer pieces of law are around, the more clever technicians (lawyers and politicians) learn how to exploit it.
Capitalism has been "figured out" by the elite, so it seems like we're kind of ****ed from here on forward in our (USA) specific instances of capitalism.
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