Quote:
Originally Posted by Burning Down
Yeah unfortunately my dad and I will have to sue this guy. Plus not having car insurance in Ontario is against the law so he's going to be in deep **** for that too, especially since I reported everything to the police.
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Maybe it's different up there in your strange lands but down here, a lawsuit would be a waste of your effort and money because a guy who can't afford car insurance probably can't afford to pay you anything. Maybe if he has a job you can get his wages garnished but that could mean a very slow trickle of money if he doesn't earn much and if he's a real loser, he may not have a job long enough to ever pay for your damages. Especially if he loses his driver's license or something.
It's also illegal to drive without insurance here but it's so common that I think most people have insurance coverage against uninsured drivers. I always have anyway.