Quote:
Originally Posted by ThePhanastasio
I dumped my bank a few years ago, because they kept fining me anytime my balance dipped below $20 for more than three days - which, let's face it, was always going to happen since I was living paycheck to paycheck.
I also overdrafted ONE TIME, for $1.67, and they charged me a $200 OVERDRAFT FEE. I just went ahead and paid that off with my next paycheck, which sucked balls because I had to go two weeks pretty much broke...because I paid yet another fine to withdraw from the bank.
Lovely establishments, banks.
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That stinks!
Yeah I wasn't going to go hungry or broke for any bank. I checked my balance online at the library and it said 20 dollars left, nothing pending. I had 6 days until payday, so I had to ration. I was spending like 2 bucks here, 1 here, 3 here, and I got back to the computer on Thursday to see if I could squeeze another dollar out, and I was 800 in the red. Apparently, I didn't have the 20 bucks in there. It was already used, and hadn't reflected online yet. So I got some 7 or 8 exponentially worse overdrafts in a row. I went to talk to the bank, even the manager and she just told me tough luck. Cut my card up that day. 20 dollars in food stuff came to 800 something dollars. That's about a months worth of pay! Makes me angry still.