Quote:
Originally Posted by tore
Wow, your banks are pretty harsh. If that happened to me, I would definetly consider switching banks. The one I use I never had any problems with of any kind, even if my account went into the negative by perhaps a 100 dollars
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Oh, man, you're lucky! For a while, I thought it was just me that the banks had singled out to be douches to, because I'd never heard anyone complain - and I mean, that was something worthy of complaining about!
Then, I finally heard someone else bitching about it. It turns out, this particular bank had an option for a "gold" package, which apparently was a nominal fee of $10/month or something I had opted out of - BUT this package was the only way to avoid "overdraft fees on overdrafts of less than $100." Or it may have been $75. Something ridiculous.
Which is kind of sketch in the first place. But they absolutely do NOT even tell you about that when you're signing up for the bank. I signed up for it out of convenience, because it was literally right next door to work, and that bank had the most ATM machines across town so I could avoid ATM fees.
Fat lot of good that did me.