Originally Posted by Engine

You make it sound as if there are only two choices for where to keep your money: 1) a commercial bank and 2) under your mattress.
The point is we don't need banks to keep our money safe. We have other options that many aren't aware of (i.e. credit unions).

I know the majority of Americans probably don't care whether other Americans are "too stupid to read the fine print" but a lot of people apparently think that even the stupid and the stoned don't deserve to be robbed by bankers.